how to afford dental implants

HOW TO AFFORD DENTAL IMPLANTS


The cost of dental implants can be outrageous. Read over the following steps to help you afford dental implants.

Steps

  1. Determine what portion of the cost, if any, your insurance will cover.
    • Dental insurance doesn't often cover a large percentage of dental procedure costs, but some plans do cover a fraction of the overall cost. Although it may not be a lot, every penny the insurance company will pay is 1 less than will come out of your pocket.
    • Call your insurance company to discuss the best way of paying for your dental implants.
    • It is important to determine, prior to the procedure, if going to an in-network provider will affect the amount the insurance company will cover.
  2. Discuss your options with your dentist.
    • Let your dentist know if the cost of the dental implants is unattainable for you. It is possible that he or she could help you work out a schedule for the procedure that would be more conducive to insurance plans.
    • It is possible, too, that your dentist could be creative in the way that he or she treats you. If there are current studies going on in your area, it is possible you could receive your implants for free if you were to participate.
    • Asking your dentist for a temporary solution until you can afford to get the implants is also a possibility.
  3. Inquire about payment plans.
    • Some dental offices that do dental implants may consider offering you a payment plan that would make the implants more affordable. Approach the payment office at your dentist and see if they allow such plans.
    • It may be beneficial to go to your long-term dental office for the implants as it is possible they would be more likely to work with you if they have developed a relationship with you.
  4. Start saving.
    • Once you have determined how much it will cost to get dental implants, start setting aside a designated amount each week or month until you save the desired amount. Saving in small increments may help the overall cost seem less overwhelming.
    • Calculate how long it will take to save up enough money for your dental implants and schedule your appointment for that time.
  5. Take it one step at a time.
    • Don't feel like you need to have all of the dental work done at the same time. If you can only afford to have the teeth extracted at this time, then stop there until you can afford the rest. Dental work is often done in stages, so it is feasible that you may need to pay for one stage at a time until you have completed the process. Even if it takes an extended amount of time, you won't be burdened with the whole bill at once.
  6. Consider dental tourism to Mexico. Dental care in Mexico will be on average 60 to 70% less expensive than in Canada and the US. Once travel costs are factored in, depending on the treatment required and on the travel arrangements made, the savings can still be substantial.


Tips

  • The cost of dental care in Mexico is low relative to North America, however dental standards in Mexico are also relatively low. This can mean increased risk in terms of low quality work or infection control. These are risk factors that cannot be adequately assessed by someone with only a consumer level knowledge, or who has not gained the access required to thoroughly and systematically assess a dental practice. For this reason, if considering dental tourism to Mexico, an objective, informed international dental referral service should be consulted.

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